Explore

Run the numbers before anyone asks for documents

Every tool below is free to use, works without an account, and doesn't pull credit. Your answers stay on your device until you choose to save your plan with Align Lending.

• Align Payment LabSet a payment or a price and watch every other number respond — cash, composition and scenario price.Open
• My Buying Power ScenarioSee the price range your payment target and cash plan support at different assumptions.Open
• Mortgage DNA by AlignA short tradeoff exercise that maps how you weigh payment, cash, cost, flexibility, certainty and speed.Open
• My Strategy MatchRank strategy categories against your priorities and see what each one trades away.Open
• My Homebuying PlanThe full plan builder: goals, payment, cash, priorities and readiness in one pass.Open
• My Equity VaultEstimate your equity position and see the split between principal paid and market change.Open
• My Next Home PlanCompare sell-first, buy-first, coordinate and keep-as-rental strategies.Open
• My Mortgage ReviewA goal-first review of your current mortgage that can honestly end with no action needed.Open