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Plan your Michigan home purchase before you apply

Align Lending built AlignWithAlign so buyers could work out the payment, the cash and the tradeoffs first. Nothing here starts an application or pulls credit.

Build my homebuying plan Open Align Payment Lab

The path, step by step

  1. 1Set a comfortable paymentNot a maximum — the number that still leaves room for the rest of your life.
  2. 2Build the cash planDown payment, estimated closing costs, prepaid escrow items, and a reserve you keep.
  3. 3Model your buying powerSee the price scenario your payment and cash support at different assumptions.
  4. 4Name your prioritiesCash, payment, long-term cost, flexibility, certainty, speed — rank what matters.
  5. 5Talk with an advisorReview the plan with Align Lending and move toward preapproval when you're ready.

Buyer guides